Health Insurance presents the Basics of Health Insurance
In this video you'll get the answer to the following questions:
What is "health insurance"?
What is the difference between an "PPO", a "POS" and a "HMO"?
What is an "indemnity plan"?
What are the advantages and disadvantages of an HMO?
What are the advantages and disadvantages of a PPO?
VideoJug: Health Insurance Basics
Health Insurance - Weapon Against Cancer
Cancer patients with private health insurance are much more likely to be diagnosed early, giving them much greater chance of long-term survival, a sweeping study by the Atlanta-based American Cancer Society shows.
Conversely, uninsured Americans and those with Medicaid are much more likely to have advanced forms of the most common cancers by the time they seek treatment.For the patients, the disparity can result in decades of lost life, physicians say.
Researchers examined the records of more than 3.5 million American adult patients with 12 types of cancer diagnosed between 1998 and 2004 for a study to be published today in the British journal The Lancet Oncology. The records were collected by the National Cancer Database, a registry with information from about 1,430 hospitals.
Universal Healthcare is intended to ensure that all citizens have access to most types of health care, irrespective of current financial status!
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Few facts:
1 in 7 Americans is without health insurance18,000 will die because of it this year alone.....9.4 Million children were without health insurance in 200Many of those who have health insurance are denied coverage for medically necessary procedures.....Check this video:
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Barack Obama on Health Care Differences with Hillary Clinton
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The French healthcare system has been in place and has continued to evolve for more than 100 years, and was classified the “best health system in the world” by the World Health Organization (WHO) in June 2000. It permits all French citizens access to treatment and to the latest discoveries in medical research. The success of the French health system is evidenced in the general health of the French population. Their life expectancy increases more than three months each year, and French women have the second highest life expectancy rate in the world.
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Hillary Clinton - Healthcare for Everyone! Washington-Lee High School, February 7, 2008.
Democrats vs. Republicans Health Care Plans
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January 31, 2008 CNN Democratic Debate Part 1
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January 31, 2008 CNN Democratic Debate
January 31, 2008 CNN Democratic Debate Part 2
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Check an overview of Senator Hillary Clinton's healthcare reform plan.
Obama will make available a new national health plan to all Americans, including the self-employed and small businesses, to buy affordable health coverage that is similar to the plan available to members of Congress.
Check this overview of Senator Barack Obama's healthcare reform plan.
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Nearly 1 out of every 5 Oklahomans doesen't have health insurance. A recent study shows, that coverage gap is not only costly, but can be also deadly.
Filmmaker Stuart Browning examines the conventional wisdom that 45 million Americans cannot get health insurance and consequently do not have access to health care.
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Average person living in America with health insurance
A personal story from an average person, living in America today with health insurance. While our national press continues to deny the obvious, these incidents are routine and commonplace by now. This is just one story, out of many, that we hear EVERY SINGLE DAY.
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Cheap Health Insurance - Employer Perspective
With the lowest unemployment rates in many parts of the USA, small business owners must do more than ever before to attract quality working force to work for them. While salary usually matters the most, more and more employees demand certain benefits from the employer.
This is particularly important where health care insurance is concerned. With more people than ever advocating a switch to a socialized health care platform, there is an increased need for companies to provide low cost, quality health insurance in order to attract new employees. In this situation, the small business owner who fails to provide quality health insurance coverage will struggle to obtain and maintain employees he is satisfied with.
In order to obtain the cheap and effective health insurance, you'll want to find some kind of group health insurance, that your employees can sign up for. Probably these rates won't be as good as they would be if you would bring a larger group of people to the table, they will be what you have to deal with.
Well, you can even play around with your hiring salary rates, trying to lower them to make up for the costs of providing the cheap health insurance. This of course, depends upon whether you were offering competitive salaries in the first place. There are also some easy solutions you can take to lower the cost of cheap health insurance. A no smoking policy and random drug testing for example, may be slight deterrents to employees, but they will certainly affect your insurance rates.
The other way you can improve your chances for cheap medical insurance is to sign your workers to a larger company. This will effect in making your employees contracted workers. Of course this will take some explaining to your employees, but it can be a great solution to put them in a much larger client pool and therefor reducing the costs of health insurance. It will also affect your taxes and taxes of your employees, so make sure they understand what they are signing up for and alleviate any concerns they might have.
An insurance broker can help you figure out what insurance plan would be right for your company if all of this seems a bit overwhelming to you. What you lose in having to pay a broker you will make up for in the assurance that you have chosen the plan and the company that will be best for your small business needs. In addition to this, do not hesitate to bring your existing employees in on the discussion. Find out what they, as a group, consider the most important aspects of a health insurance policy. This can help you determine what programs you need to offer and what benefits are doing you no good whatsoever.
Health insurance and related benefits are really a must for the small-business owner. It is getting to the point where those companies that don't offer at least a rudimentary plan will have trouble attracting even the worst workers and definitely don't want to fall into this category!
Cheap health insurance can really be cheap!
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Out of school for a couple of years? Just graduated from college? Then you're probably a candidate for cheap-health-insurance.
Once you reach a certain age you're no longer covered by your parents health insurance, which means that you might not be able to get the cheapest health insurance rates. If you're just starting out then it's very important to find some cheap health insurance coverage. If you've just graduated or just started to work and you are without coverage then don't be tempted to forget this necessary expense, because you never know when you can be involved in some kind of accident. At the same time, because of your age and health, you may be able to easily find cheap health insurance rates.
Majority of young people are looking for modest coverage but they also want some essentials. Generally, when young person buys it's own health coverage, he/she tends to favor high deductibles to save money on the cost of premiums.
Personal medical insurance, Cheap Health Insurance and low cost health insurance rates.
Even if you're on limited budget, it's important that you pick up some kind of cheap medical insurance. Even if you only have a cheap health insurance plan that covers unexpected hospitalization, your peace of mind will be greatly enhanced with this kind of health insurance than without. You should know that a cheap catastrophic medical insurance policy can come with a high deductible before their coverage kicks in. They don't pick up the cost of preventive physician visits or emergency room visits to get a few stitches with these types of cheap health insurance plans.
Questions you need to answer when considering cheap health insurance:
- Can your or your family afford to pay all your medical expenses, if you're sick or injured?
- How much is the deductible?
- Can you afford the deductible?
With a little searching on the Internet and comparison. you'll definitely find the best rate for your personal cheap health insurance. Good luck!
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Good decision, congratulations for deciding to go on your own. The excitement and rewards of being self employed can't be found anywhere else.Here you'll find few important things, when looking for insurance for the self employed person. It's very important to remember that in most cases you'll find much better rates if you deal directly with the insurance company, when seeking self employed insurance. There are really so many options that might confuse you, but not everything is so black, the good news is that there are many affordable health-insurance programs out there, and finding the best one is easier then ever with the help of the Internet naturally. Now days the Internet allows individuals the chance to fill in a few personal details and obtain information on insurance for the self employed.
Before choosing your medical insurance company you should answer some very important questions:
1) Is it important that I keep my current Doctor?
2) Is it important that I have access to alternative care such as massage therapy or acupuncture?
3) How high deductible am I comfortable with?
Majority of the people looking for insurance for the self-employed are seeking modest insurance coverage, but usually they also want some of the basic essentials, such as regular Doctor visits and prescription coverage. You should know that your premium costs will vary depending on how high your deductible is and what sort of coverage you have. General rule is: the higher the deductible, the lower monthly premiums.
When you decide, try to match low prices with quality coverage. Don't let the lure of having no medical insurance coverage persuade you, that health insurance, even if you're seeking insurance for the self employed, isn't something that you need. That simply isn't true. The cost of a major hospital visit can go up to the sky and vastly exceed any premiums you may not have paid over the past years. Be wise!
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